Lori Merriman

Vice President of Operations

Lori Merriman attended the University of Missouri-Columbia and graduated from Concordia University with a degree in Management and Communications. She began working in the insurance industry in 1998. In 2008, MGI Risk Advisors merged with the agency for which Lori worked. She accepted a position as a Project Manager at that time. Lori was quickly promoted to Office Manager and shortly thereafter Director of Operations. She is currently Vice President of Operations; a role she has served since 2016. Lori is currently the Secretary of the St. Louis Chapter of Applied Client Network. This organization supports the agency management software widely used in the insurance industry. In her spare time, Lori loves cheering on the St. Louis Cardinals and Blues. She loves traveling and spending time at the beach or on the water. Lori resides in Festus with her husband and two teenage children.



Mike Clark

Business Development Manager and Producer

Mike Clark has over 35 years of experience in the independent insurance industry with an emphasis on small to mid-market commercial accounts. He has worked at all levels including customer service, account management, producer, and agency manager. That experience has brought him to MGI Risk Advisors to serve as Business Development Manager, enabling the agency to have an in-house, dedicated mentor and coach to individuals wanting to become insurance professionals. Mike resides in St. Peters with his wife and enjoys spending time with his six children. He can often be found anywhere near a body of water when not in the office.



Cassandra Sparks

Personal Lines Manager

Cassandra (Cassie) Sparks served in the U.S. Navy for 6 years before starting her insurance career at Safeco Insurance Company as part of their customer service unit in 1998. Safeco closed the Saint Louis unit in 2001, which is when Cassie started working with independent agencies as a personal lines account manager and agent. Cassie earned her Certified Insurance Service Representative designation in 2005. In her 20+ years working in the independent insurance industry, she has worked with numerous carriers, gaining vast insurance knowledge. This has helped her keep up with ever-changing coverages and appetite for business by each carrier. Cassie is married and has 2 sons. She enjoys taking walks with her Weimaraner and traveling with her husband.

Alberto Lugo

Benefits Manager and Producer

Alberto has headed the Benefits Department at MGI Risk Advisors Insurance since 1998. He has been an insurance agent for over 24 years and currently holds licenses in Missouri, Texas, Oklahoma, Kansas, Illinois, D.C., and Ohio. Mr. Lugo has training in Life Insurance, Disability Insurance, Business Insurance, Group Medial, Group Disability, Group Dental, Senior Market, and Long Term Care. He graduated from the University of Oklahoma with his Bachelor's Degree and is married with two children.

Nancy Eberle

Operations Manager

Nancy joined MGI Risk Advisors Insurance Agency in February of 2019, accepting the position of Operations Manager. Nancy is responsible for keeping the office running smoothly and safely; she ensures all team members have the tools they need to do their jobs efficiently to meet our clients’ needs. Prior to joining MGI Risk Advisors, Nancy was with Larson Financial Advisors as a Case Manager for the Life Insurance Operations Department and within a few months was promoted as the Insurance Operations Manager. Preceding Larson, Nancy was with Portamedic Paramedical Exams for 15 years. She began as the Assistant Branch Manager, then Branch Manager, and within a few years was promoted to Territory Operations Manager. Nancy has always been driven by client satisfaction.

Bill Reilly

Agency Technology Manager

Bill has been with MGI Risk Advisors since 2017. He oversees the technology of the agency including the hardware, software, and workflow configurations of the agency.

After graduating from Olivet Nazarene University in 2014, Bill began his career in the insurance technology industry. He joined Applied Systems which develops specialized software for insurance agencies. He gained experience and began working with Applied's large clients and flagship product, Epic. He became a primary contact for MGI’s software transition and was offered a position. In March of 2017, he accepted the position of Data Specialist with MGI and was subsequently promoted to Agency Technology Manager in 2019.

Bill can be found playing volleyball with his wife and tinkering with electronics in his free time.