As a property owner, you have a lot on your plate.

Having the right habitational insurance can give you one less thing to worry about.Β 

Apartment buildings, condominiums and other types of multi-unit dwellings are vulnerable to a host of damages and losses.

From natural disasters to equipment breakdowns or theft and acts of vandalism β€” these adverse events can run the gamut, and are usually very costly.

Having the right habitational insurance plan can protect you in these scenarios.

At MGI Risk Advisors, we offer the very best in habitational insurance options, with access to top-rated national carriers and specialty brokers who know the ins and outs of your coverage needs.

APARTMENT OWNER INSURANCE key of new apartment in a hand
  • competitive-coverages

    Competitive Coverages & Policy Forms

  • earthquake

    Earthquake Available

  • age

    No Age Limitations

  • property-capability

    Package / Mono-Line Property Capability

  • chargeback

    Replacement Cost With No Co-Insurance

  • law-scale

    Tenant Legal Available

  • house-insurance-certificate

    Top Rated National Carriers

Protect your Business and your bottom line.

Key Coverages:

Our specialty brokers know that each property is unique and will work with you on a custom plan that is tailored to your coverage needs and operations.

Beyond standard property insurance, we can provide comprehensive coverage for a range of potential losses, whether relating to the building itself or its operations.

We want you to be prepared for anything. Because anything can happen.

  • Accounts Receivable

  • Builders Risk & Renovation

  • Hired & Non-Owned Auto

  • Additional Insureds

  • Crime

  • Newly Acquired or Constructed Property

  • Business Income

  • Cyber

  • Ordinance & Law

  • Equipment Breakdown

A Team of Specialists

For a detailed discussion on how we can best protect your building(s), contact Mike or Harvey, our habitational program specialists.